Current Finance Options
No Interest if Paid in Full within 6 Months*
Valid November 01, 2025 through January 31, 2026
Available through Synchrony.
On purchases of $199 or more of outdoor power equipment and services made with your The Toro Company credit card between 11.1.2025 and 1.31.2026.
Interest will be charged from the purchase date if the promotional balance is not paid in full within 6 months. Minimum Monthly Payments Required.
*Qualifying purchase must be on one receipt. No interest will be charged if the amount is paid in full within the promo period. Otherwise, interest is charged from the purchase date. Minimum monthly payments may not pay off balance within the promo period. Regular account terms apply. New Accounts as of 11.1.2025: APR 34.99%, Penalty APR 39.99%, Minimum Interest $2. Existing cardholders see agreement. Subject to credit approval.
No Interest if Paid in Full within 12 Months*
Valid November 01, 2025 through January 31, 2026
Available through Synchrony.
On purchases of $500 or more of Exmark or Z Turf Equipment branded products and services made with your The Toro Company credit card.
Interest will be charged from the purchase date if the promotional balance is not paid in full within 12 months. Minimum Monthly Payments Required.
*Qualifying purchase must be on one receipt. No interest will be charged if the amount is fully paid within promo period; otherwise, interest will apply from purchase date. Regular account terms apply. APR 34.99%, Penalty APR 39.99%, Minimum Interest $2. Subject to credit approval.
No Interest if Paid in Full within 18 Months*
Valid November 01, 2025 through January 31, 2026
Available through Synchrony.
On purchases of $500 or more of Exmark or Z Turf Equipment products and services made with your The Toro Company credit card.
Interest will be charged from the purchase date if the promotional balance is not paid in full within 18 months. Minimum Monthly Payments Required.
*Qualifying purchase must be on one receipt. No promo fee applies. Minimum monthly payments may not pay off balance within promo period. APR 34.99%, Penalty APR 39.99%, Minimum Interest $2. Subject to credit approval.
0% Interest for 12 Months*
Valid November 01, 2025 through January 31, 2026
Available through Synchrony.
On purchases of $1,000 or more of Exmark or Z Turf Equipment products and services made with your The Toro Company credit card.
Equal Monthly Payments Required for 12 months.
*Offer applies only to single-receipt qualifying purchases. No interest will be charged, and equal monthly payments are required until paid in full. Payment equals amount financed divided by promo term, rounded up. APR 34.99%, Penalty APR 39.99%, Minimum Interest $2. Subject to credit approval.
0% Interest for 18 Months*
Valid November 01, 2025 through January 31, 2026
Available through Synchrony.
On purchases of $3,000 or more of Exmark or Z Turf Equipment products and services made with your The Toro Company credit card.
Equal Monthly Payments Required for 18 months.
A $150 promo fee will be included in the monthly payments.
*Offer applies to single-receipt qualifying purchases. A $150 promo fee is added to financed amount. Equal monthly payments required until paid in full. APR 34.99%, Penalty APR 39.99%, Minimum Interest $2. Subject to credit approval.
0% for 24 Months (1.91% APR*)
Valid November 01, 2025 through January 31, 2026
Available through Sheffield Financial.
Example: On a financed amount of $7,500, the down payment is $0 with 24 monthly payments of $318.75 each.
Interest Rate: 0% (APR 1.91%)
Financing offered by Sheffield Financial, a division of Truist Bank. Subject to credit approval. Minimum amount financed $1,500; maximum $75,000. Origination fee of $150 included. Other terms and restrictions apply. Offer valid 11/1/2025–1/31/2026.